BAF 304 – Credit policy; Weekly hours: 2+1, ECTS: 4

The purpose of the course is to familiarize students with the specifics in the field of credit policy, individual types of loans, the price of loans, understanding of the consequences that the changes in the individual variables (the interest rate) have on the economic trends, as well as the basic techniques for evaluating the Creditworthiness of the borrowers. The course follow the topics: The significance of loans and credit policy, types of loans; Credit potential of banks; The Bank of Credit Market; Loan approval process and monitoring; Types of bank loans; Determining the cost of loans; Instruments for securing loans; Assessment of the creditworthiness of the borrowers.